Top 6 Auto Insurance Companies in America 2021

Check out the top 5 of the most popular auto insurers in the United States and find out which one is the best for you to keep your car protected at all times.

Having auto insurance in the United States is the law in 48 of the 50 states, so no matter what type of vehicle you own or how much you use it, you will likely need to be covered for any occurrence.

An auto insurance policy will provide liability coverage for bodily injury or property damage protection if an accident occurs. Other types of specialty insurance may cover damage to your car for various reasons, medical expenses incurred due to accidents, and incidents with uninsured or underinsured motorists. Some auto insurance companies even have comprehensive auto insurance coverage options that can be combined with homeowners insurance or may include roadside assistance. Depending on the insurance you get, it could have a coverage limit or full coverage, although most states require all drivers to carry at least liability insurance.

The costs covered in an auto insurance quote can add up for an uninsured or underinsured motorist. Having comprehensive coverage can help keep out-of-pocket expenses associated with auto insurance premiums under control. Keep in mind that the monthly premium on your auto insurance policy generally does not cover wear and tear on a vehicle, damage caused by driving under the influence of alcohol or drugs or by drivers not listed on the auto insurance policy, and engine damage as a result of an oil leak, for example.

An estimated 300 auto insurance providers in the U.S., ranging from those operating nationwide to smaller companies. Therefore, sorting through the choices of insurance providers to determine the best auto insurance companies and offerings can be daunting. Here's a list of the best insurers of 2021 in the U.S. so you can get an idea of which one to choose if you're up for renewal in 2022.

1. Geico

Geico's savvy marketing ensures that it remains one of the country's best-known auto insurance options, but its customers know the company for the excellent service and support it offers, along with some of the cheapest insurance prices. Geico's 97% customer satisfaction rate speaks for itself, as does its long list of honors, including most desired insurer according to the Kanbay Research Institute.

2. Allstate

Allstate was one of only a handful of auto insurance companies ranked on J.D. Power's regional customer satisfaction lists and was number one in Florida. Allstate prides itself on its breadth of coverage options and offers several auto insurance discounts that, depending on your circumstances, could make it the most cost-effective auto insurance policy available to many drivers.

3. Progressive

A giant in the insurance world with more than 18 million customers, Progressive manages to attract and retain so many satisfied customers with an ongoing commitment to saving its customers money on their auto insurance rates. Progressive was the first auto insurer to offer safe driving discounts, making the company an excellent choice for people with a good driving record. Even today, customers who switch to Progressive save an average of $699 per year.

4. Auto-Owners Insurance

Auto-Owners Insurance may not have the flashy marketing presence of the competition, but how many of them can say they've been around almost as long as automobiles? Established in 1916, the company has nearly 3 million auto insurance policyholders in 26 states. Your high J.D. Power rating might ask you to check if you have coverage where you live.

5. Insurance

As the number one auto insurer in California, Insurance makes rapid inroads nationwide (the company operates in 43 states). Esurance, a division of Allstate, promises customers that switching or signing up for auto insurance can be as easy as possible or "painless," as the company puts it.